HERE IS WHAT WE DO: WATCH
Financial Planning –We help busy and successful people simplify and organize their financial lives. We work with clients to sort out complicated financial situations and develop a living, breathing roadmap to help them meet their goals. We collaborate with our clients to help them develop a comprehensive, personalized financial plan based on their goals, situations and needs. We focus on what can be controlled and work to help you achieve all of your financial wants and needs. At its core, financial planning is connecting your money to your life.
Investment Management – Our investment approach is based on asset allocation and the Modern Portfolio Theory. The core tenant is disciplined diversification with regular and strategic rebalancing. We use low-cost, tax-efficient ETF and asset-class funds. We keep investment costs low and harvest tax-losses when appropriate. We do not get paid commissions on assets we manage. We always provide transparency of fees and disclose any potential conflict of interest.
Behavioral Coaching – Our brains are hard-wired to react first and think second. Reacting first and thinking later is a disadvantage to investors. We coach clients to understand investment emotions and help them see clearly how a solid long-term investment strategy is in their best interest.
Protection Planning– Have you ever had a conversation about insurance or annuities with an insurance sales person? All they want to do is sell you a product, make a commission and then you never hear from them again for 5-10 years. What are life insurance, long-term care and annuities really for? What is the proper amount to have? We walk our clients through the complex maze and help answers these questions about your insurance needs. We offer insurance as part of an overall comprehensive financial plan.
Income & Tax Planning – One of the most important aspects of retirement is creating and having an income strategy built in to an overall financial plan. We help create custom tax-advantaged income plans that will give peace of mind for life.
Technology – Have you ever wished you could organize all of your “things” that you own all in one safe and secure location where everything updated automatically throughout the day? Do you have a personal, private and safe financial website where you can track, monitor and save all of your investments and personal documents so you can access them anytime from anywhere? We help you use the most technologically advanced eWealth software systems, so you are always up to date.